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ابوسعیدی مقدم, صالح, عباس پور, عباس, تقوی‌فرد, محمدتقی, نرگسیان, عباس. (1400). ارائۀ مدل سلامت نظام مالی به ‏منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‌های ایران. , 8(4), 501-526. doi: 10.22059/jscm.2021.316708.2111
صالح ابوسعیدی مقدم; عباس عباس پور; محمدتقی تقوی‌فرد; عباس نرگسیان. "ارائۀ مدل سلامت نظام مالی به ‏منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‌های ایران". , 8, 4, 1400, 501-526. doi: 10.22059/jscm.2021.316708.2111
ابوسعیدی مقدم, صالح, عباس پور, عباس, تقوی‌فرد, محمدتقی, نرگسیان, عباس. (1400). 'ارائۀ مدل سلامت نظام مالی به ‏منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‌های ایران', , 8(4), pp. 501-526. doi: 10.22059/jscm.2021.316708.2111
ابوسعیدی مقدم, صالح, عباس پور, عباس, تقوی‌فرد, محمدتقی, نرگسیان, عباس. ارائۀ مدل سلامت نظام مالی به ‏منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‌های ایران. , 1400; 8(4): 501-526. doi: 10.22059/jscm.2021.316708.2111

ارائۀ مدل سلامت نظام مالی به ‏منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‌های ایران

مجله علمی "مدیریت سرمایه اجتماعی"
دوره 8، شماره 4، دی 1400، صفحه 501-526    اصل مقاله (835.5 K)
نوع مقاله: پژوهشی
شناسه دیجیتال (DOI): 10.22059/jscm.2021.316708.2111
نویسندگان
صالح ابوسعیدی مقدم1؛ عباس عباس پور* 2؛ محمدتقی تقوی‌فرد3؛ عباس نرگسیان4
1دانشجوی دکتری، گروه مدیریت دولتی، پردیس بین ‏المللی کیش، دانشگاه تهران، تهران، ایران
2استاد، دانشکدۀ روان‌شناسی و علوم تربیتی، دانشگاه علامه طباطبایی، تهران، ایران
3دانشیار، دانشکدۀ مدیریت و حسابداری، دانشگاه علامه طباطبایی، تهران، ایران
4استادیار، گروه مدیریت دولتی، دانشکدۀ مدیریت، دانشگاه تهران، تهران، ایران
چکیده
نظام بانکی بی‏گمان یکی از بخش‏های مهم اقتصاد محسوب می‏شود. صحت و سلامت مالی نظام بانکی برای حفظ ثبات اقتصاد جامعه، نظام پولی، منافع سپرده‌گذاران، و حفظ اعتماد عمومی اهمیت زیادی دارد. به این منظور، انتخاب و تعیین شاخص‏های سنجش سلامت بانکی یکی از مراحل مهم و کلیدی است. هدف از این پژوهش ارائۀ مدل سلامت نظام مالی به منظور پیشگیری از اختلاس و ارتقای سطح اعتماد عمومی در بانک‏های ایران بود. برای استخراج مؤلفه‏های اصلی سلامت نظام مالی به منظور پیشگیری از اختلاس در بانک‏های ایران از مصاحبۀ نیمه‌ساختاریافته استفاده شد و با 16 نفر از خبرگان حوزۀ پولی و بانکی مصاحبه‏های عمیق صورت گرفت. افراد مطالعه‌شدة این تحقیق را خبرگان حوزۀ پولی و بانکی تشکیل دادند. مشارکت‏کنندگان با استفاده از روش نمونه‏گیری هدفمند از نوع نمونه‏گیری نظری انتخاب شدند. در این تحقیق با استفاده از روش داده‌بنیاد کوربین و استراوس در مرحلۀ کدگذاری باز 16 مقوله و 35 مفهوم استخراج شد. در مرحلۀ کد‏گذاری محوری بر اساس مفاهیم مقولة محوری شرایط علّی، راهبرد، بستر، شرایط مداخله‏گر، و پیامدها مدل پارادایمی ارائه شد و در مرحلۀ کدگذاری انتخابی مدل نظری برخاسته از یافته‏های تحقیق معرفی و تشریح شد. حل مشکلات مربوط به نظام مالی نقش بسزایی در مشکلات اقتصادی دارد. یکی از موضوعات مهم مرتبط با هر نظام مالی ارائۀ صحیح و شفاف اطلاعات مربوط به فعالیت‏های مالی آن است. نتایج نشان داد شفاف‌سازی رویه‏های مالی منجر به بهبود مدیریت منابع سازمانی و افزایش بهره‏وری و افزایش اعتماد عمومی می‏شود.
کلیدواژه‌ها
اختلاس؛ اعتماد عمومی؛ سلامت نظام مالی؛ شفاف‏ سازی رویه‏ های مالی
عنوان مقاله [English]
Providing a Financial System Health Model to Prevent Embezzlement and Improve the Public Trust in the Iranian Banks
نویسندگان [English]
Saleh Abosaeidi Moghadam1؛ Abbas Abbaspour2؛ Mohammad Taghi Taqhavi Fard3؛ Abbas Nargesian4
1PhD Student, Department of Public Administration, Kish International Campus, University of Tehran, Tehran, Iran
2Professor, Faculty of Psychology and Educational Sciences, Allameh Tabataba'i University, Tehran, Iran
3Associate Professor, Faculty of Management and Accounting, Allameh Tabataba'i University, Tehran, Iran
4Assistant Professor, Department of Public Administration, Faculty of Management, University of Tehran, Tehran, Iran
چکیده [English]
The banking system is undoubtedly one of the most essential parts of economy. The financial healthfulness of the banking system is of utmost importance for the maintenance of the stability of economic system, financial system, the depositors’ interests, and the public trust. The selection and determination of the bank healthfulness assessment indices form one of the key stages of this process. The purpose of this study was to provide a financial system health model to prevent embezzlement and improve the public trust in the Iranian banks. In order to extract the main factors of this model, semi-structured interviews were used, where deep interviews with 16 experts of the finical and monetary domain were run. The participants of the study were the experts of monetary and banking domain who were selected through theoretical purposive sampling. Using Corbin and Strauss grounded theory, 16 categories and 35 concepts were extracted during the open coding stage. Next, in the axial coding stage, the paradigmatic model was provided based on the axial category, causal conditions, strategy, context, intervening factors, and consequences. Then, in the selective coding stage, the theoretical model derived from the research findings was introduced and explained. It was found solving the problems of the financial system had an important role in solving economic problems. One of the important issues related to every financial system is the provision of accurate and transparent information about its financial activities. The results showed that transparentizing the financial procedures improves organizational resources management, increases efficiency, and augments public trust.
کلیدواژه‌ها [English]
financial system healthfulness, embezzlement, public trust, transparentizing financial procedures
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