تعداد نشریات | 161 |
تعداد شمارهها | 6,532 |
تعداد مقالات | 70,502 |
تعداد مشاهده مقاله | 124,118,360 |
تعداد دریافت فایل اصل مقاله | 97,224,384 |
Developing Modernization Strategy for CORE Banking Systems among Iran’s Commercial Banks (Case Study: One of the Commercial Banks of Iran) | ||
Journal of Information Technology Management | ||
مقاله 3، دوره 10، شماره 1، 2018، صفحه 47-68 اصل مقاله (410.27 K) | ||
نوع مقاله: Research Paper | ||
شناسه دیجیتال (DOI): 10.22059/jitm.2017.215356.1799 | ||
نویسندگان | ||
Ali Rezaeian1؛ Sajad Shokuhyar2؛ Seyed Jafar Mortazavian Farsani* 3 | ||
1Prof. in Public Administration, Shahid Beheshti University, Tehran, Iran | ||
2Assistant Prof. of IT Management, Shahid Beheshti University, Tehran, Iran | ||
3MSc. of IT Management, Shahid Beheshti University, Tehran, Iran | ||
چکیده | ||
After more than two decades of the emergence of CORE banking systems in Iran, their inefficiency and lack of accountability to the needs of the banks have become evident. Hence, modernization of CORE banking systems is one of the most serious concerns of the banks' managers. All the customers of the banks can access the services of these systems through online and 7*24 channels such as ATMs, PoS and / or Internet. Even the slightest interruption in the provision of these services can because banks face serious crises; therefore, choosing the right strategy for modernization is of utmost importance. The researcher could identify internal and external factors affecting modernization by distributing a questionnaire among banks' senior managers and experts. Afterwards, we used another questionnaire to identify internal and external factors affecting the target bank. Having formed the matrixes of IFE and EFE and completed the questionnaire, the related strengths, weaknesses, opportunities and threats were identified. Strategies were explained based on SWOT method, then the selected strategies were ranked by weighting of the indices with the help of AHP method using QSPM method. Finally, the strategy with the highest rank was determined as the most appropriate strategy for modernization in the target bank. | ||
کلیدواژهها | ||
AHP method؛ CORE banking؛ QSPM method؛ Strategy planning؛ SWOT method | ||
مراجع | ||
ابدالی، ع.؛ امیرآبادی، ص. (1392). اهمیت فناوری اطلاعات -Core banking- در بانکها و گامهای پیادهسازی آن (مطالعۀ موردی: بانک قوامین). مجموعه مقالات نخستین کنفرانس ملی توسعۀ مدیریت پولی و بانکی، مرکز همایشهای بینالمللی صدا و سیما، 8 و 9 بهمن ماه. احمدی، ع.؛ نهایی، و. (1386). توصیفی جامع از روشهای تحقیق (پارادایمها، استراتژیها، طرحها و رویکردهای کمی، کیفی و ترکیبی)، تهران: چاپ دانش. سجادی، ج. (1389). طراحی معماری در لایۀ کسبوکار سامانۀ بانکداری جامع متمرکز بر اساس معماری سرویسگرا (مطالعۀ موردی: یک بانک در ایران). پایاننامۀ کارشناسی ارشد. دانشکدۀ فنی و مهندسی دانشگاه تربیت مدرس. صرافیزاده، ا. شهسواری، ح. (1394). موانع استقرار سیستم بانکداری جامع (Core Banking). فصلنامۀ رسالت مدیریت دولتی. 6(17و18)، 46-33. کارگروه بانکداری متمرکز و نظامهای مکانیزۀ پرداخت، کمیتۀ بانکداری الکترونیک دبیرخانه شورای عالی فناوری ارتباطات و اطلاعات (1385)، سیستم جامع متمرکز بانکداری (Core Banking)، نگارش 1/1. مصدق، ع. (1390). بررسی مدیریت ریسکهای امنیتی و حقوقی در سیستمهای بانکداری الکترونیک متمرکز در ایران (مطالعۀ موردی: سیستمهای بانکداری متمرکز الکترونیک ایران). پایاننامۀ کارشناسی ارشد. دانشکدۀ آموزشهای الکترونیکی، دانشگاه شیراز. معینزاد، ح. (1390)، مهاجرت به سامانۀ جدید و جامع بانکداری (Core Banking). ماهنامۀ بانک ملی ایران. (18)، 18-14. نادری خورشیدی، ع.، قاسمینژاد، ی. (1393). بررسی شاخصهای تأثیرگذار بر موفقیت راهکارهای خدمات بانکداری نوین از دید مدیران و نخبگان بانک انصار. فصلنامۀ مدیریت فناوری اطلاعات. 6(3)، 504-478. نیکپور، س.، الماسی، ح.، جمشیدی، م. (1393). بررسی تأثیر فناوری بانکداری متمرکز بر عملکرد بانک صادرات ایران (مطالعۀ شعب شمال تهران). دانشکدۀ مدیریت و حسابداری دانشگاه آزاد اسلامی واحد تهران مرکزی. Abdali, A. & Amirabadi, S. (2014). The importance of information technology –core banking- in banks & implementation steps of them. Proceedings of first National Conference on Monetary and Bank Development Management, January 8 , IRIB Int'l. Conference Center. (in Persian)
Aggarwal, A. (2006). Roadmap to successful Core Banking system replacement – critical success factors and best practices: Retrieved October 10, 2016, from: http://www.theasianbanker.com/researh-report/roadmap-to-successful-core-banking-system-replacement.
Ahmadi, A. & Nahayi, V. (2007). comprehensive Description of Methods of research (paradigms, strategies, plans, and quantitative, qualitative, and hybrid Approaches), Tehran: Danesh publications. (in Persian)
Bucur, A. (2011). Banking 2.0: Developing a Reference Architecture for Financial Services in The Cloud. Master Thesis, Delft: Netherland: University of Technology.
David, F.R. (2011). Strategic Management Concepts and Cases. Francis Marion University, Florence, South Carolina, Prentice Hall.
Haider, I. A. (2009). Challenges to Core Banking Solutions Implementation Projects. Retrieved October 10, 2016, from: http:// www.articlesbase. com/project-management-articles/challenges-to-core-banking-solutions-implementation-projects.
IBM Global Banking Industry. (2011). Core Banking Modernization For improved operating leverage, increased flexibility and sustainable competitive differentiation. Retrieved October 10, 2016, from: http://www.05-ibm.com/ cz/businesstalks/pdf/Core_Banking_Modernization _Point_of_View.PDF.
Kooijmans, A. L., Balaji, R., Yasodhar, P., Sinha, S. (2012), Transformation Approach to Smarter Core Banking. Retrieved October 10, 2016, from: http://www.redbooks.ibm.com.
Manjushree, S. (2014). An implementation of CORE banking solution with special reference to SBI Shivamogga. Sai Om Journal of Commerce & Management. 1(2), 25-35.
Mintzberg, H. & Quinn, J. B. (1991). The strategy process (concepts, contents, cases), Second ed, Prentice-Hall international.
Mossadegh, A. (2011). Examining security and legal risks' management in centralized e-banking systems in Iran (Case Study: Iran centralized e-banking systems). Master's thesis. Shiraz University. School of electronic training. (in Persian)
Moyinzadeh, H. (2011). Migration to the new and core banking system. Monthly Bank Melli Iran, (18), 14-18. (in Persian)
Naderi Khorshidi, A., Qasemynezhad, Y. (2014). Examining indicators affecting the success of online banking service solutions from the perspective of managers and elite of Ansar bank. Information Technology Management, 6 (3), 478-504. (in Persian)
Nikpour, S., Almasi, H., Jamshidi, M. (2014). Examining the effect of centralized banking technology on the performance of Bank Saderat Iran (the study of branches north Tehran). Islamic Azad University, Central Tehran Branch. Management and Accounting Management Faculty. (in Persian)
Sajjadi, J. (2010). Architectural design of Centralized Core Banking System business layer based on service-centered architecture (CASE STUDY: A bank in Iran). Master's thesis. Tarbiat Modarres University. Faculty of Engineering. (in Persian) Sarafyzadeh, A., Shahsavari, H. (2015). Barriers of core banking system. Journal of Public Administration mission, 6(17), 33-46. (in Persian)
Taslimi, M. S. (2001). In Search of factors that support SWOT analysis in strategy formulation. Journal of Knowledge Management, 55, 235-251.
Workgroup of centralized banking and automated payment systems, electronic Banking Committee of Secretariat of the Supreme Council of Information and Communication Technology. (2006). centralized core banking system, version 1.1. (in Persian) | ||
آمار تعداد مشاهده مقاله: 2,205 تعداد دریافت فایل اصل مقاله: 1,031 |