منابع

اشتراوس، آنسلم؛ کوربین، جولیت(1390). مبانی پژوهش کیفی: فنون و مراحل تولید نظریه زمینه‌ای. ترجمه ابراهیم افشار. تهران: نشر نی.

دیواندری، علی؛ باقری، تینا(1391). «مقایسه‌ی تطبیقی سطح نوآوری صنعت بانکداری ایران با کشورهای منطقه‌ی منا». فصلنامه توسعه کارآفرینی، 5(3): 145-164.

مرکز پژوهش‌های مجلس(1398). بررسی وضعیت صنعت فین‌تک و تدوین برنامه سیاستی توسعه فین‌تک در ایران(1): وضعیت فین‌تک در جهان. معاونت پژوهش‌های زیربنایی و امور تولیدی، دفتر مطالعات انرژی، صنعت و معدن.

Bhandari, Vibha. (2020). FinTech: A Study of Enablers, Opportunities, and Challenges in the Banking and Financial Services Sector in: Anshari, M., Almunawar, M.N., Masri, M., Editors, Financial Technology and Disruptive Innovation in ASEAN. Pennsylvania, IGI Global, PP: 108-118.

Capgemini & EFma Company (2018).World Fintech Report 2018, Capgemini in   collaboration with Efma.

Castillo-Montoya, M. (2016). Preparing for Interview Research: The Interview Protocol Refinement Framework. The Qualitative Report, 21(5): 811-831.

CBInsights(2018). Global Fintech Report Q3 2018. New York: NY. 3(4): 1-76. Available at: https: //www.cbinsights.com/research/report/fintech-trends-q3-2018/

Erman, C. (2017). Financial Technologies Effect on Financial Services from an Open Innovation Perspective. Master’s Thesis, LAPPEENRANTA University of Technology, Finland.

European Parliament (2019). Fintech (Financial Technology) and the European Union.

Gulamhuseinwala, I., Bull T., Lewis, S., (2017). "Fintech is gaining tractionand young, high-income users are the early adopters". EY Global Financial Services Institute. The journal of financial perspective: fintech, 3(3): 1-17.

Lee, I., & Shin, Y. J. (2018). "Fintech: Ecosystem, Business Models, Investment

Decisions, and Challenges". Business Horizons, 61(1): 35-64.

 Mackenzie, A. (2015)."The fintech revolution", London business school review. 26 (3): 12-27.

 Hardie, S., Gee, D., (2018). Fintech Disruptors Report: Picking Winners, Determiing Success in Digital Finance. MagnaCarta Communication.

Mckinsey & Company (2016). Cutting Through the fintech noise; markers of success, imperatives for banks.

Nicoletti, B. (2017). The future of fintech: Integrating Finance and Technology. Springer International Publishing.

Saal, Matthew; Starnes, Susan K.; Rehermann, Thomas (2017)."Digital financial services: challenges and opportunities for emerging market banks (English)". EMCompass; no. 42. Washington, Bank Group.

Schueffel, P. (2017). "Taming the Beast: A Scientific Definition of Fintech". Journal of Innovation Management, 4 (4): 32–54.

Strauss, A., & Corbin, J. M. (1990). Basics of qualitative research: Grounded theory procedures and techniques. Sage Publications, Inc.

Thwaits, C.R. (2016). "Unicorns and Fortresses: The Barriers and Enablers to Effective Fintech Start-up Collaboration with South African Banks". Gordon Institute of Business Science, University of Pretoria

Werth, O., Rodriguez, D., Nowatschin, J. (2019). "Challenges of the Financial Industry - An Analysis of Critical Success Factors for FinTechs". Twenty-fifth Americas Conference on Information Systems, Cancun in Mexico

World Economic Forum (2017). Beyond fintech: A pragmatic Assessment of Disruptive Potential Services.