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The Role of Regulation in Banking: Liquidity Risk Perspective | ||
Interdisciplinary Journal of Management Studies (Formerly known as Iranian Journal of Management Studies) | ||
مقاله 3، دوره 13، شماره 3، مهر 2020، صفحه 391-412 اصل مقاله (362.16 K) | ||
نوع مقاله: Research Paper | ||
شناسه دیجیتال (DOI): 10.22059/ijms.2019.280790.673627 | ||
نویسندگان | ||
Syajarul Imna Mohd Amin1؛ Aisyah Abdul-Rahman* 2 | ||
1Faculty of Economics and Management, Universiti Kebangsaan Malaysia, 43600, Bangi, Selangor, Malaysia | ||
2Faculty of Economics and Management & Institute of Islam Hadhari (HADHARI), UKM, 43600, Bangi, Selangor, Malaysia | ||
چکیده | ||
The liquidity crisis in 2008 sparked interest in the role of regulation that could promote resilience and stability in the banking system. While the Public Interest theory suggests that legal policies could discipline banking activities, the Private Interest theory predicts otherwise, which impairs banking performance. The conflicting theories warrant comprehensive research, especially for Islamic banks, as they emerge to gain their systemic importance. Given this, this study examines the role of banking regulation on liquidity risk management of banks in OIC countries from 2000 to 2014. The findings suggest that restrictions on banking activities and capital requirement pose a significant impact on liquidity risk. However, the marginal effect of regulatory capital is more pronounced in conventional banks compared to Islamic banks. | ||
کلیدواژهها | ||
Bank regulation؛ Supervision standards؛ Liquidity risk؛ Islamic banks؛ GMM | ||
مراجع | ||
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