Farida, Farida, R. Osman, Irwan, Kurniawan Lim, Agus, Wahyuni, Nur. (1397). The Efficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application. , 22(3), 787-810. doi: 10.22059/ier.2018.66644
Farida Farida; Irwan R. Osman; Agus Kurniawan Lim; Nur Wahyuni. "The Efficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application". , 22, 3, 1397, 787-810. doi: 10.22059/ier.2018.66644
Farida, Farida, R. Osman, Irwan, Kurniawan Lim, Agus, Wahyuni, Nur. (1397). 'The Efficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application', , 22(3), pp. 787-810. doi: 10.22059/ier.2018.66644
Farida, Farida, R. Osman, Irwan, Kurniawan Lim, Agus, Wahyuni, Nur. The Efficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application. , 1397; 22(3): 787-810. doi: 10.22059/ier.2018.66644

The Efficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application

Iranian Economic Review
مقاله 10، دوره 22، شماره 3، پاییز 2018، صفحه 787-810    اصل مقاله (1.09 M)
شناسه دیجیتال (DOI): 10.22059/ier.2018.66644
نویسندگان
Farida Farida* 1؛ Irwan R. Osman2؛ Agus Kurniawan Lim1؛ Nur Wahyuni1
1Faculty of Economics, Persada YAI University, Jakarta, Indonesia
2Faculty of Economics, STIE YAI, Jakarta, Indonesia
چکیده
One of the key success factors of the financial institution sustainability is operational efficiencies. Using Data Envelopment Analysis (DEA), this paper measures the relative efficiency of the executing banking units of  people business credit (KUR) program in Indonesia. Sample data of this study were obtained from all banking units from banks providing KUR located in the district of Pati, Central Java - district with the largest KUR receiver. This study consists of two stages of analyses: (1)  it is found that 18 of the 35 banking units (51.43%)  are in the scale efficiency, with units receiving 100% efficiency score being called efficient; (2) an output target is shown for the purpose of maximizing the output of the KUR disbursement without additional inputs.
 
کلیدواژه‌ها
Keywords: Bank؛ Microfinance؛ DEA؛ Efficiency؛ Sustainability. JEL Classification: G21؛ C88؛ H21
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