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Dynamics of Risk Perception Towards Mutual Fund Investment Decisions | ||
| Interdisciplinary Journal of Management Studies (Formerly known as Iranian Journal of Management Studies) | ||
| مقاله 8، دوره 11، شماره 2، تیر 2018، صفحه 407-424 اصل مقاله (120.14 K) | ||
| نوع مقاله: Research Paper | ||
| شناسه دیجیتال (DOI): 10.22059/ijms.2018.246392.672920 | ||
| نویسندگان | ||
| Sujit Deb1؛ Ranjit Singh* 2 | ||
| 1Faculty of Management Studies, ICFAI University Tripura Kamalghat-799210 Tripura, India | ||
| 2Department of Management Studies, Indian Institute of Information Technology Allahabad-211012 Uttar Pradesh, India | ||
| چکیده | ||
| The present paper measures the risk perception of the bank employees in respect of investment in mutual fund and to identify the factors affecting risk perception. The paper also attempts to find out the impact of these factors on overall risk perception. The study is based on primary data collected by using questionnaire from the bank employees in Tripura state of India. For the analysis of data, Cronbach’s alpha, factor analysis, binary logistic regression, mean and standard deviation, and etcetera are used. It is found that bank employees’ overall level of risk perception is moderate. There are three factors that affect the overall risk perception namely fear psychosis, lack of knowledge, and lack of confidence and these three factors have impact on the investment decision employees are making with regard to investment in mutual fund. The study is the first of its kind and hence original in nature. | ||
| کلیدواژه‌ها | ||
| Bank employees؛ Risk Perception؛ investment behavior؛ factor analysis | ||
| عنوان مقاله [English] | ||
| ادراک پویا از ریسک در تصمیم‌گیریهای سرمایه گذاری توسط صندوق های سرمایه گذاری مشترک | ||
| نویسندگان [English] | ||
| سوجیت دیب1؛ ران جیت سینق2 | ||
| 1دانشکده مطالعات مدیریت، دانشگاه تریپورا کمالقد، کمالقد، هند | ||
| 2گروه مطالعات مدیریت، موسسه فناوری اطلاعات هند، الله آباد، اوتار، پرادش، هند | ||
| چکیده [English] | ||
| پژوهش حاضر تلاش دارد تا ضمن اندازه گیری میزان درک ریسک کارکنان بانک از سرمایه گذاری در صندوقهای مشترک، عوامل موثر بر ادراک ریسک را شناسایی و سعی نماید تا تاثیر این عوامل را بر ادراک ریسک کلی بررسی کند. این مطالعه بر اساس داده های اولیه که با استفاده از پرسشنامه توزیع شده بین کارکنان بانک در ایالت تریپورا ( (Tripuraهند جمعآوری شده است انجام گرفته و برای تجزیه و تحلیل داده ها از آماره ها و روشهای آماری آلفای کرونباخ، تحلیل عاملی، رگرسیون لجستیک، میانگین و انحراف استاندارد و غیره استفاده شده است. نتایج حاصل از تحلیل دادهها نشان میدهد که میزان ادراک کارکنان از ریسک در سطح متوسطی قرار دارد. همچنین سه عامل اصلی اثر گذارکه بر ادراک ریسک تصمیمگیرندگان بانک در تصمیمگیری های مربوط به سرمایهگذاری درصندوقهای مشترک سرمایهگذاری موثر هستند عبارتند از: ترس، کمبود دانش و عدم وجود اعتماد به نفس کافی در کارکنان. | ||
| کلیدواژه‌ها [English] | ||
| کارکنان بانک, ادراک ریسک, رفتار سرمایهگذاری, تحلیل عاملی | ||
| مراجع | ||
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